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Understand How to Finance College With a Student Loan Preparing for college is an important milestone. From selecting what you’ll study to choosing which institution you’ll attend, there are a lot of big decisions to make before showing up for your first class. While these choices are significant, coming up with a plan to pay for college is just as important.  Take the first steps by getting information about the student loan process, from filling out your financial aid application to repaying your loan after graduation. Also, learn about creating a “college prep” checklist and comparing award letter offers so you can attend a school that meets your financial and academic needs.